← All industries

MULTI-LOCATION BUSINESSES

One partnership strategy. Every location considered.

For owners and management teams looking for a more coordinated approach to payment processing.

THE WAY YOU WORK

Payment expertise.
An industry-specific approach.

In-person checkoutOnline & remote paymentsInvoices & recurring paymentsPortfolio-level reconciliation
01

Understand the portfolio

Map business types, transaction channels, decision-makers, existing agreements, and software across your locations.

02

Find the feasible options

Processor eligibility and integration needs vary by business. We determine where a change can work and what still needs confirmation.

03

Align savings and partner income

Compare scenarios using actual processing costs, then agree on pricing, eligible revenue, reporting, and the partner share.

04

Expand from a working pilot

Start with a defined group of suitable locations, validate the operating workflow, and expand as the business case is confirmed.

YOUR PRICING STRATEGY

Choose what you save.
Shape what you earn.

You tell us what you want the business to pay, what you want to save, and what a partner return is worth to you. We build feasible options around those goals, actual costs, and the customer experience.

01 / TRADITIONAL

Keep the cost with the business.

The merchant pays the processing fees. We compare pricing and technology to find room for savings while modeling any agreed partner return.

Best starting point when simplicity at checkout matters most.
02 / DUAL PRICING

Offer a cash price and a card price.

Present properly disclosed cash and card prices. An eligible program can offset processing costs through the card price, subject to the approved setup.

A route to reducing or eliminating eligible processing costs.
03 / CREDIT SURCHARGE

Recover eligible credit-card costs.

Apply a disclosed surcharge to eligible credit-card payments where permitted. Debit and prepaid cards are excluded, and the surcharge must stay within applicable cost and rate limits.

Choose a permitted rate that fits your savings goals.

Fee elimination applies only to costs covered by the approved program. Debit processing, software, gateway, equipment, monthly, and other fees may remain. Availability depends on location, transaction type, technology, card-network rules, and processor approval. A surcharge is a cost-recovery mechanism, not an unrestricted customer fee. Visa’s U.S. program guidance ↗

THE ECONOMICS, ON YOUR TERMS

Savings for the business.
A return for the partner.

These are two separate benefits. A lower merchant cost creates savings. An agreed share of eligible processing profit creates partner income. Your proposal shows both, with the deductions and payment timing spelled out.

Explore the income calculator
01

Prioritize savings

Target a lower cost for the participating business, accepting a smaller margin available for sharing.

02

Balance the benefits

Combine meaningful merchant savings with recurring partner compensation.

03

Build partner income

Assess a commercially suitable pricing structure that supports a larger partner return within program requirements.

Your percentage applies to the profit base defined in your agreement—not automatically to gross fees or total card volume. No fixed return is guaranteed.

A PRACTICAL FIRST STEP

Bring the portfolio.
We’ll map the opportunity.

Start with a conversation. Then we review the information needed to validate technology, model the economics, and select suitable pilot locations.

Helpful for your review

01

Location list, business types, and decision-making authority

02

Current POS or business software and processing statements

03

Pricing goals, operating requirements, and existing agreements

Please share statements through an agreed secure channel, rather than entering sensitive payment data into the inquiry form.

COMMON QUESTIONS

Before we get started.

LET’S BUILD THE RIGHT PARTNERSHIP

Your next opportunity
may already be in your portfolio.

Request a partnership call